Add-On Cover Vehicle Breakdown Cover:
Imagine you are on your way home late at night and your vehicle breaks down, gets a puncture or even runs out of fuel! What would you do?
With our breakdown policy you don't have to worry. One simple phone call and an approved mechanic will be on his way to you. Cover is available for most vehicles and includes all Cars, Motorcycles, Vans, Taxi's and Driving Instructors. Caravans and Trailers of proprietary make are automatically covered free of charge whilst attached to the towing vehicle.
Roadside Assistance Nationwide Recovery in the UK Homestart in the UK Message Service Misfuelling in the UK European Assistance (subject to additional premium)
Our breakdown cover is available as a stand-alone policy, so can be purchased even if your motor insurance isn't due for renewal. Ideally we would love to arrange your vehicle insurance for you too!
In the unfortunate event of your car being stolen and not recovered or in an accident and declared a total loss, very few people will receive back from their motor insurer the amount they originally paid for the car, and this may mean that you would have to replace with a lower spec vehicle or possibly struggle to replace the vehicle at all.
GAP Insurance will cover the shortfall between the current market value of the vehicle and the original invoice price of the car.
Available in 24, 36, 48 and 60 month policies No restriction on the age of the vehicle No restriction on the mileage of the vehicle Available for vehicles up to £75,000 value (higher on application) Claim Benefits between £10,000 and £20,000 (depending on policy chosen) Policy covers private cars, motorcycles, and light commercial vehicles up to 35cwt Includes up to £250 excess for the motor insurance policy Helmet & Leathers Cover: Our Helmet and Leathers insurance provides cover for damage sustained by motorbike riders to their helmet and protective motorcycle-specific clothing in the event of a road traffic accident. Cover is provided on a new-for-old basis and replacement products are provided by one of the UK’s largest motorcycle product suppliers. By allowing the insured person to select their replacement item(s) from over 15,000 product lines, we can virtually guarantee a like-for-like replacement or new item of choice in the event of a claim. Home Emergency Cover:
Not all house insurance policies provide cover in the event of an emergency situation arising. With our Home Emergency Cover we can provide you with the peace of mind that assistance is only a phone call away should the worse happen.
In the event of an emergency this policy will arrange and pay up to £1,000 including VAT, for call out, labour, parts and materials to carry out emergency repairs or, if at a similar expense, a permanent repair. Should you home remain uninhabitable overnight up to £100 will be paid for alternative accommodation.
Domestic Emergencies Covered:
Plumbing Blockages in toilet waste pipes Gas or Electricity failure Central Heating or Boiler failure Hot water failure Loss of Keys Vermin Roofing Broken, damaged windows and door's KeyCare:
If you've ever lost a set of keys you will know how disruptive and costly this can be to obtain replacements or change all the affected locks.
We can now provide you complete piece of mind with our simple KeyCare policy.
Cover for lost and stolen keys, replacement locks and any call out charges up to £1,500 Cover for locksmith charges if you lock yourself out of your home or vehicle up to the annual limit of £1,500 Car hire for up to 3 days if your car is unusable as a result of lost or stolen keys 24 hour, 365 days a year emergency helpline Access to a nationwide network of locksmiths No excess to pay No claims discount on main home or motor policy not affected Any of your keys attached to the fob are covered including keys to commercial premises