aeroplane flying

Holiday & Travel Insurance

We can arrange travel insurance for you, whether you are travelling in the UK, across Europe, or worldwide. Your holiday could be a once in a lifetime trip, and therefore it is important to make sure you have the right cover should something go wrong. We are very experienced in arranging travel insurance and have been providing cover for our clients for many years.

We can advise on the level of cover you require whether this is for a Single Trip, Annual Multi-trip for more regular travel, Annual Business travel, and even Long Stay Policies. We search through a panel of top insurers to find the best policy for your needs at the most competitive price available, depending how regularly you travel, and will cover against such mishaps as accident, injury, illness, hospitalisation, theft, cancellation, and delay. We can also arrange specialist insurance, including winter sports cover for skiing and snowboarding.

We are able to cover all ages and many pre-existing medical conditions can also be included. All our policies offer instant cover. We can provide cover for over 65 travel.

beach with palm tree and deckchairs

Important Information For Customers With Pre-Existing Medical Conditions

In accordance with requirements recently introduced by the UK’s financial services regulator, the Financial Conduct Authority (FCA), we wish to give you information on how you might improve your access to travel insurance policies that include cover for more serious medical conditions.

The following circumstances might apply for when this information is relevant to you:

  • You have not been offered, or have been declined a quotation wholly or partly due to a medical condition;
  • Your policy has been cancelled, wholly or partly, due to a medical condition;
  • You have been offered a policy with a medical condition exclusion, which cannot be removed from the policy;
  • You have been offered a policy with a medical condition premium of £100 or more;
  • You have been offered a policy in respect of which the medical condition premium is not known.

Development has been taking place at a number of institutions to produce a publicly available “Medical Cover Firm Directory”, which only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions. Such a directory will also show enough information about each firm listed so you can make an informed initial choice about which provider might best meet your needs.

Using the directory is likely to make it easier for you to navigate the available market and find a firm that:

  • Is willing to offer cover for your condition;
  • Is willing to offer cover for your condition without specific exclusions;
  • Is willing to offer cover for your condition at a more affordable price.

The British Insurance Brokers Association (BIBA) has launched a travel insurance directory on its website which can be accessed here.

While not a part of the travel medical directory, if a customer would rather speak to someone than access a website, BIBA’s Find Insurance Service operates a contact centre (0370 950 1790) that is able to take their call.

We do advise you to arrange your travel insurance as soon as you have booked your holiday in order that cancellation cover is in place!

Get in touch with us to discuss your Travel Insurance needs and we will be happy to help you go away with full peace of mind that every eventuality has been taken care of.