Household Buildings Insurance
Your home is probably the most expensive item that you will ever purchase, and getting the right insurance cover is important. Although buildings insurance is not a legal requirement, it may be a condition of your mortgage that your property is insured. Buildings Insurance provides protection for your property against incidents such as Storm, Fire, and Flooding to the actual property. There are a wide range of additional areas where cover is offered with varying degrees of cover and limits which we will be pleased to advise you on. Buildings Insurance can also be combined with Contents Insurance onto one policy.
Household Contents Insurance
Over the years, you build up the contents of your home. If your house is damaged in a fire or flood, or if you are unfortunate enough to be burgled, it is important that you can replace any lost or damaged items. In addition to your furniture and clothing, it is important to consider electrical items, computers, bikes, jewellery, and anything else you may have amassed over time. Some individual items may be of a certain value that they need specifying on the insurance. We can help advise on your general contents and specific valuable items in the house, as well as away from home. Contents Insurance can also be combined with Buildings Insurance onto one policy.
Holiday Home Or Second Property
If you own a second property, either for holidays or as a weekend home, you will want an insurance policy that provides you the right cover at a competitive rate whether you are staying there or not. Our Holiday/Second home insurance policy can be tailored to your needs and can provide cover for buildings, contents, home emergency and family legal protection. If you also rent out the property to guests (not family), the policy can be extended to cover this.
Rental Property Insurance
Commercial And Business Property Insurance
We are able to offer you property owners insurance to cover all types of Commercial and Industrial Let Property. Policies are available on an individual basis or as a portfolio should you have more than one property. Cover will include loss of rent following a claim which renders the building uninhabitable and Property Owners Liability automatically. Cover can also be extended to include Accidental Damage, Landlords Contents and Commercial Legal Expenses.
Get in touch with us to discuss how we can help find the right cover for you.